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Record Retention Guidelines for Business Owners

Submitted by JMB Financial Managers on March 17th, 2020

Tax season is in full swing again and I often get asked how long business owners should retain their tax and business records. Unfortunately, there is no hard and fast answer to this question.

Tags:
  • Small Business
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What Should You Do With Your Old 401(k) Plan?

Submitted by JMB Financial Managers on March 17th, 2020

At some point, whether it's as you retire or after changing jobs, you're going to be faced with a decision. Should you stick with your old employer's 401(k) plan, invest in your new employer's retirement plan, or should you roll it into an IRA? 

Tags:
  • Retirement Planning
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Cybersecurity Alert: Coronavirus Phishing Scams

Submitted by JMB Financial Managers on March 12th, 2020

As the Coronavirus continues to spread worldwide, so do phishing attacks disguised as helpful information on the outbreak. Security experts report an uptick in phishing messages being sent to businesses and individuals on the topic.

Tags:
  • Asset Protection
  • Current Events
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5 Tips for Planning Your Retirement

Submitted by JMB Financial Managers on February 19th, 2020

A Few Simple Steps to Help You Get Started

For many, preparing for retirement can feel overwhelming, and can even become a barrier that keeps people from focusing on and implementing a retirement plan. If you haven’t started planning for your retirement, don’t wait, make today the day you begin planning for your future.

Tags:
  • Retirement Planning
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10 Signs You’re Ready to Incorporate

Submitted by JMB Financial Managers on February 19th, 2020

Deciding upon whether or not to incorporate your business can be nerve-wracking. Even if you've done your research and understand what it means to incorporate your business, you may still be unsure about moving forward.

Tags:
  • Incorporating
  • Small Business
  • Read more

3 Ways to Avoid the Biggest Estate Planning Mistake Everyone Makes

Submitted by JMB Financial Managers on February 13th, 2020

Everyone who makes time to ponder and plan for the end of this life on earth does some form of estate planning in an effort to spare their family from facing major legal issues, inheritance taxes, and (potentially) bitter disputes.

Tags:
  • Estate Planning
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Matching Your Investments to Your Risk Tolerance

Submitted by JMB Financial Managers on January 28th, 2020

The stock market has continued its recent run-up to new highs, and as odd as it may seem, that may be unsettling you. You may be concerned about your portfolio given how high it has risen, what’s going on with oil prices, the real estate market and the impeachment hearings.

Tags:
  • Investing
  • Retirement Planning
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A Solution to Independent Contractors Biggest Dilemma: To Incorporate or Not?

Submitted by JMB Financial Managers on January 23rd, 2020

Perhaps no two questions spark more debate and conflicting answers between accountants, attorneys, and financial planners than, “Should I incorporate?” and “When does it become worth it to incorporate?”

Tags:
  • Incorporating
  • Small Business
  • Read more

3 Proven Ingredients for Improving Investment Results

Submitted by JMB Financial Managers on January 10th, 2020

It’s really difficult to achieve consistent investment results. Or is it? It turns out you can dramatically improve your investment results by using three proven ingredients in your investment process.

Tags:
  • Investing
  • Read more

Incorporating 101 – Everything You Need to Know Before Incorporating

Submitted by JMB Financial Managers on December 27th, 2019

One of the most confusing obstacles you will face when running your own business is deciding whether or not to incorporate.  

Tags:
  • Incorporating
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Categories

  • Asset Protection (12)
  • Charitable Planning (6)
  • Current Events (34)
  • Estate Planning (10)
  • Financial Planning (23)
  • Incorporating (5)
  • Independent Contractors (1)
  • Insurance Basics (9)
  • Investing (11)
  • Paying for College (6)
  • Retirement Planning (28)
  • Small Business (20)
  • Taxes (15)

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by a third party author to provide information on a topic that may be of interest. The third party author is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com.

Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity.Additional advisory services offered through JMB Financial Managers, a registered investment adviser.

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