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Year-End Tax Moves for Small Business Owners in 2020

Submitted by JMB Financial Managers on November 25th, 2020

Year-end is quite possibly the most hectic time for small business owners, and 2020 is no different. It is time to look back on the year to measure how the business did, even if the year unraveled differently than planned, and begin planning for 2021.

Tags:
  • Small Business
  • Taxes
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Inflation is Coming - 4 Reasons Why, and How to Prepare

Submitted by JMB Financial Managers on November 17th, 2020

The price of food has hit the highest levels since 1974. US consumers are beginning to face the worst bout of food inflation in decades. As an American, you are accustomed to living in the land of plenty but you could be facing issues with food supplies in the coming years.

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  • Current Events
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The CARES Act and Required Minimum Distributions

Submitted by JMB Financial Managers on November 6th, 2020

In hopes of stimulating the economy during the COVID-19 pandemic, the federal government passed the CARES Act, that not only provided aid to those in need but included changes to your retirement plan. As we near the end of 2020, we wanted to provide you with the latest information on how the CARES Act impacts you, your retirement, and your taxes.

Tags:
  • Current Events
  • Retirement Planning
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How to Lower Your Taxes – A Guide for Independent Contractors and the Self Employed

Submitted by JMB Financial Managers on September 17th, 2020

Starting your own business is not an easy task. It comes with many challenges and obstacles, preventing many people from even trying it. For those who do set up their own shop and make a go of it alone, there can also be many benefits. Paying fewer income taxes is one of the most powerful.

Tags:
  • Small Business
  • Taxes
  • Read more

What is Your Risk Management Plan?

Submitted by JMB Financial Managers on September 17th, 2020

Most people couldn’t bear the financial hardships resulting from unexpected events, such as a major house fire, a car accident, a disability or the premature death of a family breadwinner, which is why one of the most import

Tags:
  • Insurance Basics
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How Life Expectancy is Changing the Need for Retirement Planning

Submitted by JMB Financial Managers on August 13th, 2020

For much of our history, retirement in America was defined in terms of its relationship to full-time participation in the work force. An individual would work until a certain age and then leave employment to spend time on personal endeavors.

Tags:
  • Retirement Planning
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Retirement Planning Tips for Your 40s and Beyond

Submitted by JMB Financial Managers on July 27th, 2020

When it comes to planning for retirement it's never too late to get started. At JMB Financial Managers we recognize that despite our best efforts, sometimes life gets in the way our retirement planning and savings efforts. No matter what your current situation is, we’ve got retirement planning tips to guide your through your 40s and beyond. 

Tags:
  • Retirement Planning
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Retirement Planning Tips for Your 20s and 30s

Submitted by JMB Financial Managers on July 20th, 2020

When it comes to planning for retirement it’s never too early and it’s never too late. At JMB Financial Managers we like to encourage our clients to begin saving for retirement as soon as feasibly possible, but we also recognize that life sometimes gets in the way of our plans.

Tags:
  • Retirement Planning
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Mark Your Calendar for These 2020 Financial Deadlines

Submitted by JMB Financial Managers on June 30th, 2020

It’s normally easy to keep track of your numerous financial deadlines, but this year got off to a rocky start, and consequently some financial deadlines were pushed back by the Federal Government. I suggest reviewing the list below and updating your calendar as needed so you don’t miss these important deadlines!

Tags:
  • Current Events
  • Financial Planning
  • Read more

5 Key Factors to Consider When Buying Long-Term Care Insurance

Submitted by JMB Financial Managers on March 19th, 2020

Buying a long-term care insurance policy can be a complicated process, involving multiple decisions about which features are right for you and what premium you can afford. Among the many choices, there are five key factors to consider:

Tags:
  • Insurance Basics
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Categories

  • Asset Protection (12)
  • Charitable Planning (6)
  • Current Events (34)
  • Estate Planning (10)
  • Financial Planning (23)
  • Incorporating (5)
  • Independent Contractors (1)
  • Insurance Basics (9)
  • Investing (11)
  • Paying for College (6)
  • Retirement Planning (28)
  • Small Business (20)
  • Taxes (15)

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by a third party author to provide information on a topic that may be of interest. The third party author is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisors LLC, may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisors LLC site at www.ceteraadvisors.com.

Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity.Additional advisory services offered through JMB Financial Managers, a registered investment adviser.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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